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Payday Loan - Installment Loan - Title Loan

  • What do you do when your car breaks down a week before payday?
  • Your electric bill is due, but you have had some unexpected expenses this month that have drained your checking account.
  • When those unexpected expenses surprise you; be responsible, and prevent your bank from charging you multiple returned check fees.
  • To much month at the end of your money? We have a solution for you...Make Today Your Payday!™

Online Payday Loan

USA Cash Services currently offers online payday Loans in California, Idaho, Nevada, and Utah. If you live in a different state, check out our locations. We may have a store near you.

To apply for an online payday loan, simply complete our online payday loan application and then call one of our friendly representatives. Once approved, funds will be sent to your checking account electronically. Your bank will typically make these funds available by the start of the next business day.

USA Cash Services offers online payday loans designed to help you in your time of need:

  • When an unexpected bill comes up
  • During an emergency
  • When you need to protect your credit
  • When you need peace of mind
Apply online payday loan or visit one of our friendly store locations!

Store Payday Loan

A payday loan (also known as a payday advance, cash advance, payroll advance, post-dated check loan, etc) can provide a sensible alternative where bounced checks, overdraft fees, late payment charges, and tarnished credit ratings are more costly.

USA Cash Services has many locations to serve you. To find our nearest store location, visit our locations page. Save time by starting your application over the phone.

USA Cash Services offers payday loans tailored to each individual’s needs:

  • When an unexpected bill comes up
  • During an emergency
  • When you need to protect your credit
  • When you need peace of mind
Come visit us at one of our friendly store locations!

Title Loans

Do you own a car with a clear title? You may qualify for a title loan.

USA Cash Services offers installment title loans for customers in Arizona, Nevada, and Utah. Title loans have the lowest rates of the loan products we offer and may qualify you for a higher loan amount.

Reasons to Apply for a Title Loan with USA Cash Services:

  • An easy way to borrow against the value of your vehicle
  • An affordable repayment schedule
  • The lowest rates of any product we offer
  • It may qualify you for a higher loan amount than our other products
  • Our friendly service
  • You keep your vehicle!

Bring these items with you to one of our friendly locations:

  • Title with no Liens
  • The Vehicle
  • Photo ID
  • Proof of Income
  • Proof of Insurance
  • Current Registration
  • Proof of Address
  • A Spare Key*

*If obtaining a spare key for your vehicle will be costly, we may be able to issue the loan without it.

Call the location nearest to you to get pre-qualified

Installment Loan

Installment loans, also called signature loans, offer multiple payments that allow you to repay your loan back over a longer time-frame than a payday loan.
USA Cash Services has many locations to serve you. To find our nearest store location, visit our Locations page. Save time by starting your application over the phone.

Reasons to Apply for an Installment Loan with USA Cash Services:

  • An affordable repayment schedule
  • No balloon payment when the loan comes due
  • No pre-payment penalty
  • Save time by having your payments automatically debited from your checking account
  • Our friendly service

USA Cash Services offers installment loans designed to help you in your time of need:

  • When an unexpected bill comes up
  • During an emergency
  • When you need to protect your credit
  • When you need peace of mind

To apply, visit us at one of friendly Store Locations

Extensions

In most states you can renew or extend your payday loan past the original due date through an easy process in which you are only required to pay the current finance charge, deferring the remaining balance, along with an additional finance charge, to a future date. During this process you will sign a new agreement and will be given the opportunity to make an additional payment toward your principle balance as well.

Benefits of Extending Your Payday Loan: (where eligible)

  • Gives you more time to pay your loan back
  • By paying down some of the principle balance when you extend, it makes your loan easier to pay off
  • It is simpler than paying a loan in full and then taking out another loan

How To Extend Your Loan

  • To extend an eligible online payday loan, sign in to your account and submit an extension request before 7:30 PM MT (6:30 PM PT) the business day before your loan is due.
  • To extend an eligible payday loan that was taken out at one of our store locations, you will need to visit a store location on or before your loan due date.

Extensions are not allowed in the State of California.